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Here are some of the factors that might have affected your auto insurance. If you noticed that your auto insurance premiums have changed, there are several different explanations for this rate adjustment.  It's important to keep in mind that auto insurance companies calculate your premiums based on your...

Business Owner's Policy Coverage A Business Owner's Policy (BOP) is a convenient package that combines General Liability with coverage for your business property, inventory, and your building (if you own it). In addition, it can also cover the property of others that is in your care, custody or control....

Water Heater Maintenance Tips  You may not realize how often you use your home's water heater - but that changes the moment it breaks. To help it run worry-free and even extend its life, check out these water heater maintenance tips. Drain Your Water Heater Always read over your owner's manual before...

What to Know About End-of-Life Medical Care  A living will, despite its name, is not at all like the wills that people use to leave property at their death. A living will is a document that lets people state their wishes for end-of-life medical care in case they are unable to communicate their decisions....

Bad Driving Habits to Avoid in Winter The weather outside is frightful, meaning it's that time of year when the mornings are cold and dark and the roads are slick. Winter road conditions call for safer and better driving responses from motorists. You may be making things more dangerous for yourself...

Winter storms may be approaching - is your business ready? While the festivities may be over, the winter has only just begun. With winter comes adverse weather conditions and the possibility of wind and rain storms. It's not ideal for any business to shut down due to a storm, but your company can take...

A review of your insurance policies means that you enter the New Year protected. The end of the year is nearing and many of us are getting ready for our New Year's Eve bash. Before we enter the New Year, it's important to ensure that you're protected with the right insurance. After all, you want to...

Check out these ways to give back to your local community.   With the holiday season upon us, we're consumed with gifts and festivities. However, now, more than ever, is when the needy and less fortunate than us need our help. From animals to seniors to the homeless, a few moments out of our day or...

Stock your vehicle for the winter months ahead. If your hometown's familiar with extreme winter weather, you already know how important it is to be prepared. While the winter is full of festivities, family, and fun, it's also a season where you could find yourself freezing, stranded on the side of the...

Ensure that you stay able to run your business by avoiding burnout. Believe it or not but entrepreneurial burnout is a real phenomenon and one that's hard to avoid - unless you know the major root causes that lead to it. Burnout often sets in when an entrepreneur is overstressed, disinterested in their...