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Spending time with friends and family during the holiday season is our primary focus at this time of year. Celebrating with our loved ones reminds us of all that is good in our lives. While we are spending time making precious memories, we also need to be thinking of our safety as well. The simple things...

A home insurance policy covers your home, other structures on your property, and your belongings in the event of loss or damage caused by natural disasters, fire, vandalism, etc. With the roof being a home structure, most people think that roof damages are covered by homeowners insurance. However, the...

Purchasing homeowners' insurance is vital for more than just mortgage lenders. Property owners invest hundreds of thousands of dollars in purchasing and furnishing their residences. As a result, it's critical to have adequate information and protection for this important asset. Here are the four most...

Many homeowners buy a policy and automatically think they are covered for just about everything. This is far from the truth and can cost you in the long run. You need to understand your policy clearly. If you have questions, make sure to ask instead of assuming anything. That's because if you do, then...

As a homeowner, there comes a point where you may feel confident in exploring some upgrades. Perhaps you plan to install some new amenities around your home. Backyard fire pits are a popular choice because they can enhance your home almost year-round. However, one of the first things you should research...

Homeowners insurance is residential insurance that protects the home from disaster and theft. Its coverage is mainly for dwelling and personal property. The dwelling structure helps cover damage to your home structure and other attached structures from perils clearly stated in the policy. Property coverage...

Most homeowners' insurance policies will cover fire damage unless caused by an act of war or intentionally set by you or a family member. Fires are commonly caused by lightning strikes, electrical shocks, or sparks near a dryer vent. Understanding what causes fires is the best way to prevent them from...

Seasons are changing. We are preparing to spend much of our time inside as the winds pick up and the temperatures start to fall. It's easier to prepare your home for the colder weather while it's still warm than to fix things when the snow is falling. Getting a head start on any repairs or maintenance...

Homeowners insurance is a form of property insurance that gives liability coverage against accidents in the home and around the property while also covering damages to your residence and furnishings and other assets inside your home. This policy usually covers the following incidents on the insured property: ...

It's safe to say that the coronavirus has impacted just about every facet of our lives. It has tried and tested us, and we are still trying to figure out how to return to normal. What has changed, even though you might not have suspected any change, is your home insurance.   Inspections If...