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When you have applied for a whole life or term policy, there may be a period of time that the underwriters are making a decision on whether or not to approve you for a policy. With a temporary life policy, you and your family will have the coverage they need to feel secure while the underwriters make...

Many homeowners buy a policy and automatically think they are covered for just about everything. This is far from the truth and can cost you in the long run. You need to understand your policy clearly. If you have questions, make sure to ask instead of assuming anything. That's because if you do, then...

There is a distinct connection between exercise and mental health that many people don't give enough thought to. Physically active people are less likely to be depressed or feel €œblue.€ Exercise does just as much for the mind as it does for the physical body. In fact, the more time you spend building...

People sometimes get confused when they find out that their homeowners' insurance will cost them less than their auto insurance. You would think the higher value item would cost more to insure. In the world of insurance, this isn't true. When it comes to insurance, your level of potential risk will take...

As a business owner with employees, it's up to you to make sure they are able to perform their tasks to the best of their abilities. One of the best ways to do this is to offer a quality health insurance policy they can count on to provide them with the medical care they need. While they can buy health...

There are many reasons why a person may own a car and not have a driver's license. While this isn't the way it usually works, you can still get auto insurance if you do not have a valid driver's license. It's a good thing to note, however, that if you apply for an auto insurance policy without having...

As a small business owner, you may try to do everything you can to protect your business. Most people believe that if they have a good commercial policy for their business, they will be fully covered in case an unfortunate event occurs for which their company is held financially responsible. However,...

As a homeowner, there comes a point where you may feel confident in exploring some upgrades. Perhaps you plan to install some new amenities around your home. Backyard fire pits are a popular choice because they can enhance your home almost year-round. However, one of the first things you should research...

Before you buy any type of life insurance policy, there are a few questions you will want to ask. Life insurance is a valuable asset to have, especially if you want to make sure your family is taken care of if something happens to you. The key is understanding the coverage provided by different life...

Homeowners insurance is residential insurance that protects the home from disaster and theft. Its coverage is mainly for dwelling and personal property. The dwelling structure helps cover damage to your home structure and other attached structures from perils clearly stated in the policy. Property coverage...