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There are many reasons why a person may own a car and not have a driver's license. While this isn't the way it usually works, you can still get auto insurance if you do not have a valid driver's license. It's a good thing to note, however, that if you apply for an auto insurance policy without having...

As a small business owner, you may try to do everything you can to protect your business. Most people believe that if they have a good commercial policy for their business, they will be fully covered in case an unfortunate event occurs for which their company is held financially responsible. However,...

As a homeowner, there comes a point where you may feel confident in exploring some upgrades. Perhaps you plan to install some new amenities around your home. Backyard fire pits are a popular choice because they can enhance your home almost year-round. However, one of the first things you should research...

Before you buy any type of life insurance policy, there are a few questions you will want to ask. Life insurance is a valuable asset to have, especially if you want to make sure your family is taken care of if something happens to you. The key is understanding the coverage provided by different life...

Homeowners insurance is residential insurance that protects the home from disaster and theft. Its coverage is mainly for dwelling and personal property. The dwelling structure helps cover damage to your home structure and other attached structures from perils clearly stated in the policy. Property coverage...

Health insurance, like most insurance, shouldn't be taken for granted. With continual technological advancement comes the increasing cost of health care. This is solely due to the cost of drugs and high-earning medical professionals. Costly healthcare hurts everybody; that is why people opt for health...

It is quite well known that motorcycles do not offer the same amount of protection to their riders as cars and trucks, and even the slightest accident could cause a major injury to those involved in a motorcycle crash. This is why while driving your four-wheeler, you need to be more careful while moving...

Health insurance coverage comes with different specifications; however, it is possible to share coverage with your family members, provided they are eligible for health insurance. The eligibility of a family member for health insurance coverage is determined by your employing office, who may or may...

Most homeowners' insurance policies will cover fire damage unless caused by an act of war or intentionally set by you or a family member. Fires are commonly caused by lightning strikes, electrical shocks, or sparks near a dryer vent. Understanding what causes fires is the best way to prevent them from...

Seasons are changing. We are preparing to spend much of our time inside as the winds pick up and the temperatures start to fall. It's easier to prepare your home for the colder weather while it's still warm than to fix things when the snow is falling. Getting a head start on any repairs or maintenance...