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Purchasing homeowners' insurance is vital for more than just mortgage lenders. Property owners invest hundreds of thousands of dollars in purchasing and furnishing their residences. As a result, it's critical to have adequate information and protection for this important asset. Here are the four most...

Many homeowners buy a policy and automatically think they are covered for just about everything. This is far from the truth and can cost you in the long run. You need to understand your policy clearly. If you have questions, make sure to ask instead of assuming anything. That's because if you do, then...

People sometimes get confused when they find out that their homeowners' insurance will cost them less than their auto insurance. You would think the higher value item would cost more to insure. In the world of insurance, this isn't true. When it comes to insurance, your level of potential risk will take...

Most homeowners' insurance policies will cover fire damage unless caused by an act of war or intentionally set by you or a family member. Fires are commonly caused by lightning strikes, electrical shocks, or sparks near a dryer vent. Understanding what causes fires is the best way to prevent them from...

Seasons are changing. We are preparing to spend much of our time inside as the winds pick up and the temperatures start to fall. It's easier to prepare your home for the colder weather while it's still warm than to fix things when the snow is falling. Getting a head start on any repairs or maintenance...

Homeowners insurance is a form of property insurance that gives liability coverage against accidents in the home and around the property while also covering damages to your residence and furnishings and other assets inside your home. This policy usually covers the following incidents on the insured property: ...

The price of homeowners insurance is one of those unavoidable expenses that come along with owning a house. How much you pay for coverage will depend on a variety of factors such as the location and age of your home, but the average premium costs over $1,000. Although it can feel like a big expense,...

Running a home-based business isn't easy, here's how you can insure it to protect your business equipment. If you run a business from the comfort of your own home, you may not have enough insurance to protect your business equipment. A standard homeowners insurance policy provides only $2,500 coverage...

Determine if you have the right amount of homeowners insurance for your needs. Your home is your castle, and you likely do everything you can to protect it. From locking the doors at night to turning off the water supply while you're out of town, there's a lot that you can do to safeguard your home....

Protect your biggest investment by ensuring it's covered. Your home is your castle. When accidents happen, your homeowners insurance is there to pick up the pieces. But is it? Many homeowners don't realize that they lack coverage, or worse, don't have the right coverage for their home. When a disaster...